From November 1, 2025, older Australians receiving aged care support under the new Support at Home program will pay contributions based on their financial situation — but with fair protections in place.
✨ Lifetime Cap:
You’ll never pay more than $130,000 (indexed) across your lifetime for aged care services.
✨ ‘No Worse Off’ Principle:
If you were already on a Home Care Package on or before 12 Sept 2024, you’ll pay the same or less under Support at Home — even if your needs change later.
✨ How Much Will You Pay?
Under Support at Home, what you pay depends on your financial status. Clinical care is free for everyone. For independence support, Full Pensioners pay 5%, Part Pensioners pay 5%–50%, and Self-Funded Retirees pay 50%. For everyday living, Full Pensioners pay 17.5%, Part Pensioners 17.5%–80%, and Self-Funded Retirees 80%.
✨Example provided by MAC:
Bill is a retired part Age Pensioner. He owns his home and has modest savings of $10,000, plus some superannuation income.
🔹Total income: $45,500/year
🔹Assessed for Support at Home services after 1 Nov 2025
Here’s how much Bill pays under the new contribution model:
🔹 Bill contributes: 14% of his care costs
🔹 Government covers: 86%
At Gratitude In-Home Care, we believe that trust, transparency, and genuine care are the foundation of great support.
Call us today on 1300 912 155
Contact Us via email or to request a callback
Additionally, connect with us on:
📞 1300 912 155
📧 info@gihc.com.au
Get in touch with Support at Home specialist at Gratitude for more information about your Support at Home options: